St. Johns County property record for 2509 N Waterleaf Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,453 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Dec 2005) |
| Tax Bill | $2,456 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 029325-0730 |
| Primary APN | 029325-0730 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 3,083 sqft |
| 1st Floor Area | 2,453 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 242 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2509 N WATERLEAF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/43-49 WHISPER RIDGE UNIT 7 LOT 73 OR2601/844 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 01 |
| Legal Subdivision | WHISPER RIDGE UNIT 7 |
| Legal Block | 2 |
| Legal Lot Number | 73 |
| Legal Unit | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2509 N WATERLEAF DR, SAINT AUGUSTINE, FL 32092-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2005 · Amount on Record |
| Deed Sale | Dec 9, 2005 · Amount on Record |
| Deed Document Number | 2005102249 |
| Deed Book / Page | 2601 / 844 |
| Record Updated | Oct 29, 2026 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,613 (+2.7%) | $364,823 (-2.14%) Land $85,000 Building $279,823 | |
| 2025 | $2,456.00 (+14.18%) Homeowner's exemption | $196,313 (+2.9%) | $372,791 (-7.43%) Land $80,000 Building $292,791 |
| 2024 | $2,151.00 (+2.19%) Homeowner's exemption | $190,780 (+3%) | $402,691 (+3.59%) Land $90,000 Building $312,691 |
| 2023 | $2,105.00 (+3.49%) Homeowner's exemption | $185,223 (+3%) | $388,736 (+9.34%) Land $88,088 Building $300,648 |
| 2022 | $2,034.00 Homeowner's exemption | $179,828 | $355,521 Land $72,800 Building $282,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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