Richland County property record for 2509 Monroe St, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,720 sqft · built 1940 |
| Lot Size | 0.236 acres (10,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2021) |
| Tax Bill | $5,555 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11311-13-16 |
| Primary APN | 11311-13-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,720 sqft Heated Area |
| Gross Area | 2,892 sqft |
| 1st Floor Area | 2,110 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,320 sqft (0.236 acres) |
| Lot Dimensions | 172 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00274517 |
|---|---|
| Street Address | 2509 MONROE ST |
| City | COLUMBIA |
| State | SC |
| Zip | 29205-3153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOTS 19 20 21 BLK E 60X172X60X172 #SU PREMIER PLACE #PR G-141 52-5149 |
| Legal Subdivision | SHANDON |
| Legal Block | E |
| Legal Lot Number | 19-21 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2100 |
Source: Richland County records · APN 11311-13-16
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2509 MONROE ST, COLUMBIA, SC 29205-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Mar 09, 2018 | Deed of Trust, Mortgage · Line of Credit CARO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Deed Document Number | 202142914 |
| Deed Book / Page | 2637 / 361 |
| Prior Transfer Date | Mar 01, 2018 |
| Prior Transfer Doc | 0022833912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 01, 2021 |
| Property Address | 2509 MONROE ST, COLUMBIA, SC 29205-3153 |
| Document Number | 0026370361 |
| Book / Page | 2637 / 361 |
| Map Reference | MB 52 PG 5149 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021042914 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021042915 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021042915 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2509 MONROE ST, COLUMBIA, SC 29205-3153 |
| Document Number | 2287/3701 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2509 MONROE ST COLUMBIA SC 292053153, COLUMBIA, SC 29205-3153 |
| Document Number | 2287/3701 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 002287/003701 |
| Instrument | 16176 |
| Name | CARO CU |
|---|---|
| Address | 4480 ROSEWOOD DR, COLUMBIA, SC 29209-2629 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 18, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,555.00 (+34.47%) | $17,000 (-96.52%) | $536,400 (-) Land $108,000 Building $428,400 |
| 2024 | $488,700 (+2,774.71%) | $536,400 (+26.21%) Land $108,000 Building $428,400 | |
| 2023 | $4,131.00 (+22.33%) | $17,000 (+11.48%) | $425,000 (+19.31%) |
| 2021 | $3,377.00 | $15,250 | $356,200 Land $90,000 Building $266,200 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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