2509 Joyce St, Kannapolis, NC 28083 Property Records

Rowan County property record for 2509 Joyce St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,654 sqft · built 1961
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Nov 2022)
Tax Bill$5,360 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN145A097

Property Details

APN / Parcel Number

Primary APN145A097
Alternative APN
  • 6117931

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,654 sqft Living Area
1st Floor Area1,827 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Lot Area30,056 sqft (0.69 acres)
Garage TypeDetached
Garage Area480 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2509 JOYCE ST
CityKANNAPOLIS
StateNC
Zip28083-8131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM2:MULTI
Legal DescriptionL27-34 BB
Legal SubdivisionSHADY HAVEN DEVELOPMENT
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group4
Census Block4004
Census Tract51400

Owner

2509 Joyce St is owned and occupied by an individual who bought it in November 2022.

Source: Rowan County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
Nov 12, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 7, 2020Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Prior SaleJul 7, 2020 · Amount on File
Deed Book / Page1413 / 629
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 14, 2022
Property Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131
Document Number0014130629
Book / Page1413 / 629
Map ReferencePG 544
Instrument DateNov 14, 2022
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyEXECUTIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9800 MOORING VIEW LN UNIT 26, 9800, OCEAN CITY, MD 21842-9395

Transferred To (Grantee/Buyer)

NameVerified Name
Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131

Mortgage

Document Number0014130630
DateNov 14, 2022
Book Page1413/630
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013880646
DateNov 12, 2021
Book Page1388/646
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 7, 2020
Property Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131
Document Number0013510784
Book / Page1351 / 784
Map ReferencePG 544
Instrument DateJul 6, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$586.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 CHINA GROVE RD, 461, KANNAPOLIS, NC 28083-9204

Transferred To (Grantee/Buyer)

NameVerified Name
Address2509 JOYCE ST, KANNAPOLIS, NC 28083-8131

Mortgage

Document Number1351785
DateJul 7, 2020
Instrument1351/785
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2509 Joyce St was $5,360.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,360.00$442,994 Land $38,400 Building $404,594$442,994 Land $38,400 Building $404,594
2023$5,360.00$442,994 Land $38,400 Building $404,594$442,994 Land $38,400 Building $404,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Joyce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Joyce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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