Rowan County property record for 2509 Joyce St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,654 sqft · built 1961 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Nov 2022) |
| Tax Bill | $5,360 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145A097 |
| Primary APN | 145A097 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,654 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2509 JOYCE ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2:MULTI |
| Legal Description | L27-34 BB |
| Legal Subdivision | SHADY HAVEN DEVELOPMENT |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 51400 |
2509 Joyce St is owned and occupied by an individual who bought it in November 2022.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 7, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Jul 7, 2020 · Amount on File |
| Deed Book / Page | 1413 / 629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 14, 2022 |
| Property Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0014130629 |
| Book / Page | 1413 / 629 |
| Map Reference | PG 544 |
| Instrument Date | Nov 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | EXECUTIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9800 MOORING VIEW LN UNIT 26, 9800, OCEAN CITY, MD 21842-9395 |
| Name | Verified Name |
|---|---|
| Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0014130630 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1413/630 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013880646 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 1388/646 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 7, 2020 |
| Property Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0013510784 |
| Book / Page | 1351 / 784 |
| Map Reference | PG 544 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 CHINA GROVE RD, 461, KANNAPOLIS, NC 28083-9204 |
| Name | Verified Name |
|---|---|
| Address | 2509 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 1351785 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 1351/785 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 2509 Joyce St was $5,360.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,360.00 | $442,994 Land $38,400 Building $404,594 | $442,994 Land $38,400 Building $404,594 |
| 2023 | $5,360.00 | $442,994 Land $38,400 Building $404,594 | $442,994 Land $38,400 Building $404,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 Joyce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2509 Joyce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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