2509 Jean St, Laredo, TX 78046 Property Records

Webb County property record for 2509 Jean St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 2006
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$91,100 (Jan 2013)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-20006-050`

Property Details

APN / Parcel Number

Primary APN	`950-20006-050`
Alternative APN	`318879`

Interior

Stories	2 Stories
Building Area	1,662 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	732 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Location & Zoning

Street Address	2509 JEAN ST
City	LAREDO
State	TX
Zip	78046-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOMAS DEL SUR, BLOCK 6, LOT 5, UNIT I
Legal Subdivision	LOMAS DEL SUR
Legal Block	6
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1025
Census Tract	1806

Owner

2509 Jean St is owned and occupied by an individual who bought it in January 2013.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2509 JEAN ST, LAREDO, TX 78046-5709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 6, 2007	Vendor's Lien, Subdivision Related Transfer · ARM FIELDSTONE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2013 · Amount on File
Deed Sale	Jan 22, 2013 · Amount on File
Prior Sale	Aug 28, 2012
Deed Document Number	20131156306
Deed Book / Page	3375 / 567
Prior Transfer Date	Jul 11, 2012
Prior Transfer Doc	003287/367
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2509 JEAN ST, LAREDO, TX 78046-5709
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 JEAN ST, LAREDO, TX 78046-5709

Mortgage

Document Number	004909/460
Date	Nov 30, 2020
Book Page	4909/460
Instrument	1411486

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

June 2007: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 6, 2007
Property Address	2509 JEAN ST, LAREDO, TX 78046-5709
Document Number	002372/028
Book / Page	2372 / 028
Map Reference	MB25 PG62
Instrument Date	Jun 1, 2007
Instrument	967278
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 JEAN ST, LAREDO, TX 78046-5709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000967279
Date	Jun 6, 2007
Instrument	967279

Lender

Name	FIELDSTONE MORTGAGE CO
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	13.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Jean St was $1,003 with a homeowner's exemption, down 14.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,966 (-0.69%) Land $50,784 Building $146,182	$196,966 (-0.69%) Land $50,784 Building $146,182
2025	$1,003.00 (-14.71%) Homeowner's exemption	$198,344 Land $50,784 Building $147,560	$198,344 Land $50,784 Building $147,560
2024	$1,176.00
2023		$180,658 Land $29,624 Building $151,034	$180,658 Land $29,624 Building $151,034
2022	$1,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Jean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Jean St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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