2509 Harbor View Dr, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2509 Harbor View Dr, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1961
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Jul 2023)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-08-00000.0680`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-08-00000.0680`
Alternative APNs	`22244408000000680` `10015086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,190 sqft
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	50 ft deep x 33 ft wide
View / Lot	Canal Front

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	115 sqft
Patio Area	144 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015086
Street Address	2509 HARBOR VIEW DR
City	MATLACHA
State	FL
Zip	33993-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MH-1
Legal Description	ISLAND HARBORS 2ND ADDN PB 9 PG 107 LOTS 68A + 68
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	08
Legal Block	1
Legal Lot Number	68A
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2023258221
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	0000336405
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Nov 26, 2025
Property Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732
Document Number	0000315061
Map Reference	MB 9 PG 107
Instrument Date	Nov 25, 2025
Instrument	2025000315061
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 31, 2023
Property Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732
Document Number	0000258221
Map Reference	MB 9 PG 107
Instrument Date	Jul 31, 2023
Instrument	2023000258221
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7834 BRAKEMAN RD, PAINESVILLE, OH 44077-8880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732

Mortgage

Document Number	0000258222
Date	Jul 31, 2023
Instrument	2023000258222

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 21, 2020
Property Address	2509 HARBOR VIEW DR, MATLACHA, FL 33993-9732
Document Number	0000196758
Map Reference	MB 9 PG 107
Instrument Date	Aug 14, 2020
Instrument	2020000196758
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FLORIDA HOMETOWN T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 NE ELM TER, 364, JENSEN BEACH, FL 34957-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8770 ARBORHURST LN, KIRTLAND, OH 44094-9323

Mortgage

Document Number	0000196759
Date	Aug 21, 2020
Instrument	2020000196759

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.37%
Index	Prime Rate
Margin	1
Max Rate	10.3%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,906 (-26.78%) Land $177,896 Building $10	$177,906 (-26.78%) Land $177,896 Building $10
2025	$3,336.00 (-34.28%) Homeowner's exemption	$242,968 (-33.29%) Land $242,958 Building $10	$242,968 (-33.29%) Land $242,958 Building $10
2024	$5,076.00 (-4.6%) Homeowner's exemption	$364,215 (-10.38%) Land $300,635 Building $63,580	$364,215 (-10.38%) Land $300,635 Building $63,580
2023	$5,321.00 (+12.76%)	$406,417 (+14%) Land $230,880 Building $175,537	$406,417 (+14%) Land $230,880 Building $175,537
2022	$4,719.00	$356,504 Land $202,526 Building $153,978	$356,504 Land $202,526 Building $153,978

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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