2509 Eucalyptus Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 2509 Eucalyptus Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 820 sqft · built 1960
Lot Size	0.119 acres (5,198 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jan 2022)
Tax Bill	$7,838 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513-056-07-00`

Property Details

APN / Parcel Number

Primary APN	`513-056-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,198 sqft (0.119 acres)

Location & Zoning

Street Address	2509 EUCALYPTUS DR
City	EL CAJON
State	CA
Zip	92021-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 10-16-1E N H POR
Legal Range	01E
Legal Township	16
Legal Section	10
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	15501

Owner

2509 Eucalyptus Dr is owned and occupied by two individuals who bought it in January 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2509 EUCALYPTUS DR, EL CAJON, CA 92021-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Sep 23, 1996 · Amount on File
Deed Document Number	20226082
Prior Transfer Date	Sep 13, 1996
Prior Transfer Doc	0000481255
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2022
Property Address	2509 EUCALYPTUS DR, EL CAJON, CA 92021-4356
Document Number	0000006082
Instrument Date	Dec 17, 2021
Instrument	2022-0006082
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2509 EUCALYPTUS DR, EL CAJON, CA 92021-4356

Mortgage

Document Number	0000006083
Date	Jan 5, 2022
Instrument	2022-0006083

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2020
Property Address	2509 EUCALYPTUS DR, EL CAJON, CA 92021-4356
Document Number	0000010601
Instrument Date	Jan 2, 2020
Instrument	10601
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1255 HORSEMILL RD EL CAJON CA 920217806, EL CAJON, CA 92021-7806

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2020
Property Address	2509 EUCALYPTUS DR, EL CAJON, CA 92021-4356
Document Number	0000008951
Instrument Date	Jan 2, 2020
Instrument	2020-0008951
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1255 HORSEMILL RD, EL CAJON, CA 92021-7806

Mortgage

Document Number	0000008952
Date	Jan 8, 2020
Instrument	2020-0008952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Eucalyptus Dr was $7,838.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,221 (+2%) Land $432,972 Building $200,249
2025	$7,838.00	$620,806 Land $424,483 Building $196,323
2023	$7,664.00 (+285.13%)	$596,700 Land $408,000 Building $188,700
2022	$1,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2509 Eucalyptus Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Eucalyptus Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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