2509 Eldon Pl, The Villages, FL 32162 Property Records

Sumter County property record for 2509 Eldon Pl, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 2010
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281823D28K153`

Property Details

APN / Parcel Number

Primary APN	`281823D28K153`
Alternative APNs	`D28K153` `1029029`

Interior

Building Area	1,392 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	6,299 sqft (0.145 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	231 sqft

Location & Zoning

Street Address	2509 ELDON PL
City	THE VILLAGES
State	FL
Zip	32162-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 THE VILLAGES OF SUMTER UNIT NO. 170 PB 11 PG 18-18E
Legal Range	23E
Legal Township	18S
Legal Section	28
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	153
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1011
Census Tract	911204

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 ELDON PL, THE VILLAGES, FL 32162-3466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	202524687
Deed Book / Page	4868 / 734
Prior Transfer Date	Feb 11, 2012
Prior Transfer Doc	0024600454
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Oct 13, 2022
Property Address	2509 ELDON PL, THE VILLAGES, FL 32162-3466
Document Number	0043570272
Book / Page	4357 / 272
Map Reference	MB 11 PG 18&18A-18E
Instrument Date	Sep 27, 2022
Instrument	202260049120
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 ESTAFANA WAY, THE VILLAGES, FL 32159-9285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1801 ESTAFANA WAY, THE VILLAGES, FL 32159-9285

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2509 ELDON PL, THE VILLAGES, FL 32162-3466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PENINSULA LAND & TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036650427
Date	Dec 4, 2019
Book Page	3665/0427
Instrument	201960046652

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.17%
Index	1-Year LIBOR
Max Rate	9.17%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 23, 2019
Property Address	2509 ELDON PL, THE VILLAGES, FL 32162-3466
Document Number	0035150598
Book / Page	3515 / 0598
Map Reference	MB 11 PG 18&18A-18E
Instrument Date	Dec 26, 2018
Instrument	201960002235
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CENTRAL FLORIDA TITLE VILLAG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12600 S PFLUMM RD STE 102, 12600, OLATHE, KS 66062-3896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 ELDON PL, THE VILLAGES, FL 32162-3466

Mortgage

Document Number	201960002236
Date	Jan 23, 2019
Instrument	201960002236

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00 (+0.72%)	$292,970 (+0.06%) Land $37,790 Building $255,180	$292,970 (+0.06%) Land $37,790 Building $255,180
2024	$5,143.00 (+5.26%)
2023	$4,886.00 (+6.36%)	$292,800 (+27.21%) Land $25,200 Building $267,600	$292,800 (+12.75%) Land $25,200 Building $267,600
2022	$4,594.00	$230,170	$259,690 Land $25,130 Building $234,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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