Kay County property record for 2509 Eagle Rd, Ponca City, OK 74601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1981 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $692 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-00-001-003-0-000-00 |
| Primary APN | 1010-00-001-003-0-000-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.178 acres) |
| Lot Dimensions | 65 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 41 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7665 |
|---|---|
| Street Address | 2509 EAGLE RD |
| City | PONCA CITY |
| State | OK |
| Zip | 74601-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P C-NORTH MEADOWLARK BLK 1 LOT 3 |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 16 |
| Legal Subdivision | NORTH MEADOWLARK |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 6 |
| Census Block | 6018 |
| Census Tract | 100 |
Source: Kay County records · APN 1010-00-001-003-0-000-00
Assessment roll updated October 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK/GRAFTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 |
| Deed Sale | Jul 25, 2019 |
| Deed Document Number | 0001811539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Document Number | I2026000899 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 2025/561 |
| Instrument | I-2026-000899 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 05, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Document Number | I2023006268 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 1945/92 |
| Instrument | I-2023-006268 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 07, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021004401 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 1870/457 |
| Instrument | 2021-004401 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Document Number | 0000004207 |
| Instrument Date | Jun 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | CHICAGO TITLE OK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2509 EAGLE RD PONCA CITY OK 746011304, PONCA CITY, OK 74601-1304 |
| Document Number | 0000004207 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 001808/000260 |
| Instrument | 4207 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2509 EAGLE RD, PONCA CITY, OK 74601-1304 |
| Document Number | 0000002568 |
| Instrument Date | Apr 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Title Company | TRUST MARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2509 EAGLE RD PONCA CITY OK 746011304, PONCA CITY, OK 74601-1304 |
| Document Number | 0000002568 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 001773/000028 |
| Instrument | 2568 |
| Name | FIRST UNITED BK/GRAFTON |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 09, 2033 |
Source: Kay County records · Assessment roll updated October 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Municipality | Ponca City |
| Unified School District | Ponca City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $692.00 (+4.37%) Homeowner's exemption | $8,239 (+3%) Land $815 Building $7,424 | $128,668 (-2.61%) Land $7,410 Building $121,258 |
| 2024 | $663.00 (+1.69%) Homeowner's exemption | $7,999 (+3%) Land $815 Building $7,184 | $132,110 (+9.52%) Land $7,410 Building $124,700 |
| 2023 | $652.00 Homeowner's exemption | $7,766 Land $815 Building $6,951 | $120,630 Land $7,410 Building $113,220 |
Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1979–2008) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | May 2008 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Ponca, Oklahoma Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: AT&T, Chisholm Broadband, Kwikbit Internet.
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KAY CO RWD #3 serves 1,000 people |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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