2509 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2509 E 40th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1947
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2023)
Tax Bill	$2,746 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-376-008`

Property Details

APN / Parcel Number

Primary APN	`7923-28-376-008`
Alternative APN	`060/03915-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	864 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2509 E 40TH CT
City	DES MOINES
State	IA
Zip	50317-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 FOUR MILE
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	FOUR MILE
Legal Lot Number	196
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2004
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 9, 2021	Deed of Trust, Mortgage COMMUNITY ST BK
Feb 11, 2021	Warranty Deed, Transfer NOT AVAILABLE
Sep 2, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2023-00007237
Deed Book / Page	19397 / 194
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 15, 2023
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	0000007237
Book / Page	19397 / 194
Instrument Date	Jan 30, 2023
Instrument	2023-00007237
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 E 40TH CT, DES MOINES, IA 50317-5641

Mortgage

Document Number	0000007238
Date	Feb 15, 2023
Instrument	2023-00007238

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 23, 2021
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	202100089031
Book / Page	18712 / 472
Instrument Date	Aug 18, 2021
Instrument	2021-00089031
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 E 40TH CT, DES MOINES, IA 50317-5641

Mortgage

Document Number	202100089033
Date	Aug 23, 2021
Instrument	2021-00089033

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	0000025328
Instrument Date	Mar 9, 2021
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2509 NW 40TH ST ANKENY IA 500238383, ANKENY, IA 50023-8383

Mortgage

Document Number	0000025328
Date	Mar 11, 2021
Book Page	018409/000216
Instrument	25328

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 11, 2021
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	0000014567
Book / Page	018355 / 000105
Instrument Date	Feb 3, 2021
Instrument	14567
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5011 NW 13TH ST ANKENY IA 500239390, ANKENY, IA 50023-9390

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 2, 2020
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	0000025372
Book / Page	018044 / 000536
Instrument Date	Aug 28, 2020
Instrument	25372
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2509 NW 40TH ST ANKENY IA 500238383, ANKENY, IA 50023-8383
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2509 E 40TH CT, DES MOINES, IA 50317-5641
Document Number	0000066959
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2509 E 40TH CT DES MOINES IA 503175641, DES MOINES, IA 50317-5641

Mortgage

Document Number	0000066959
Date	Feb 3, 2017
Book Page	016365/000668
Instrument	66959

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 2, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,600 (+13.74%) Land $29,900 Building $125,700	$155,600 (+13.74%) Land $29,900 Building $125,700
2024	$2,746.00 (+12.73%)
2023		$136,800 Land $26,000 Building $110,800	$136,800 Land $26,000 Building $110,800
2020	$2,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

2509 E 40th Ct, Des Moines, IA 50317 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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