2509 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2509 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 1900
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$56,500 (Jan 2017)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-111-015`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-111-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	728 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2509 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO 50 X 192
Legal Subdivision	S L CO FRNT
Legal Block	111
Legal Lot Number	2301
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3008
Census Tract	23600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 E 31ST ST, LORAIN, OH 44055-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	2017000178
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 12, 2017
Property Address	2509 E 31ST ST, LORAIN, OH 44055-2127
Document Number	0000615136
Map Reference	PB 6 PG 3
Instrument Date	Jan 11, 2017
Instrument	2017-0615136
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 E 31ST ST, LORAIN, OH 44055-2127

Mortgage

Document Number	0000615137
Date	Jan 12, 2017
Instrument	2017-0615137

Lender

Name	AMERICAN EAGLE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00	$36,170 (-) Land $5,400 Building $30,770	$103,340 (-) Land $15,430 Building $87,910
2024	$1,383.00 (+24.82%)	$36,170 (+68.01%) Land $5,401 Building $30,769	$103,340 (+68.01%) Land $15,430 Building $87,910
2023	$1,108.00 (+0.82%)	$21,529 (%) Land $3,619 Building $17,910	$61,510 (-) Land $10,340 Building $51,170
2022	$1,099.00	$21,530 Land $3,620 Building $17,910
2021			$61,510 Land $10,340 Building $51,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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