Polk County property record for 2509 E 13th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,069 sqft · built 1915 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Sep 2024) |
| Tax Bill | $3,264 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/03153-000-000 |
| Primary APN | 110/03153-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,069 sqft Living Area |
| Gross Area | 2,015 sqft |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 277 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 100 ft deep x 44 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2509 E 13TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 S 2/3 LOTS 16 & 17 BLK 13 GRAND VIEW |
| Legal Subdivision | GRAND VIEW |
| Legal Block | 13 |
| Legal Lot Number | 16,17 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1500 |
2509 E 13th St is owned and occupied by two individuals who bought it in September 2024.
Source: Polk County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE |
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit LUANA SVGS BK |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage LUANA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on File |
| Deed Sale | Sep 13, 2024 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 202447473 |
| Deed Book / Page | 19912 / 115 |
| Prior Transfer Date | Mar 26, 2002 |
| Prior Transfer Doc | 0000095549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 1, 2022 |
| Property Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Document Number | 0000016252 |
| Book / Page | 19005 / 361 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022-00016252 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Document Number | 0000016254 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-00016254 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Document Number | 0000000348 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2509 E 13TH ST DES MOINES IA 503161746, DES MOINES, IA 50316-1746 |
| Document Number | 0000000348 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 017923/000966 |
| Instrument | 348 |
| Name | LUANA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLIVE, IA 50325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 1, 2020 |
| Property Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Document Number | 202000000345 |
| Book / Page | 17923 / 948 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-00000345 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 E 13TH ST, DES MOINES, IA 50316-1746 |
| Document Number | 202000000347 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-00000347 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Number | 0000000348 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 17923/966 |
| Instrument | 2020-00000348 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,700 Land $20,900 Building $168,800 | $189,700 Land $20,900 Building $168,800 | |
| 2024 | $3,264.00 | ||
| 2023 | $165,900 Land $18,000 Building $147,900 | $165,900 Land $18,000 Building $147,900 | |
| 2020 | $2,040.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 E 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2509 E 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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