2509 Crescent Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2509 Crescent Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,285 sqft · built 2000
Lot Size0.544 acres (23,697 sqft)
OwnerIndividual Name on Record
Last Sale$362,000 (Aug 2020)
Tax Bill$3,285 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-14600-0170

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-14600-0170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,285 sqft Heated Area
Gross Area3,130 sqft
1st Floor Area2,726 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area23,697 sqft (0.544 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area376 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920146000170
Street Address2509 CRESCENT RD
CityNAVARRE
StateFL
Zip32566-6710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 17 BLK 146 AS DES IN OR 3996 PG 892
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block146
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1022
Census Tract10822

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2509 CRESCENT RD, NAVARRE, FL 32566-6710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
Feb 21, 2018Warranty Deed, Transfer · FHA Mortgage
UNION HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleOct 17, 2014 · Amount on Record
Deed Document Number202044285
Deed Book / Page3996 / 892
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 27, 2020
Property Address2509 CRESCENT RD, NAVARRE, FL 32566-6710
Document Number0039960892
Book / Page3996 / 892
Map ReferenceMB B PG 155
Instrument DateAug 24, 2020
Instrument202044285
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,534.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1767 HERMITAGE BLVD APT 7102, 1767, TALLAHASSEE, FL 32308-7735

Transferred To (Grantee/Buyer)

NameVerified Name
Address2509 CRESCENT RD, NAVARRE, FL 32566-6710

Mortgage

Document Number0003996894
DateAug 27, 2020
Instrument3996/894
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 21, 2018
Property Address2509 CRESCENT RD, NAVARRE, FL 32566-6710
Document Number0037030512
Book / Page003703 / 000512
Instrument DateFeb 10, 2018
Instrument6507
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,064.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2509 CRESCENT RD NAVARRE FL 325666710, NAVARRE, FL 32566-6710

Mortgage

Document Number37030513
DateFeb 21, 2018
Book Page003703/000513
Instrument6508
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,285.00 (+2.18%) Homeowner's exemption Disabled Person's exemption$314,091 (+3%)$375,455 (+3.44%) Land $75,000 Building $300,455
2023$3,215.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$304,943 (+3%)$362,957 (+7.36%) Land $65,000 Building $297,957
2022$3,132.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$296,061$338,076 Land $50,000 Building $288,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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