2509 Colony Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2509 Colony Dr, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,583 sqft · built 1988
Lot Size	0.41 acres (17,860 sqft)
Owner	Trust Name on File
Tax Bill	$3,564 (2026)
Deeds & Mortgages	Apr 2023 Foreclosure Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-49092-0050`

Property Details

APN / Parcel Number

Primary APN	`82-49092-0050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
1st Floor Area	1,449 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	100 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2509 COLONY DR
City	SAINT CLOUD
State	MN
Zip	56303-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD2
Legal Description	LOT 008 BLK 002 NORTHWAY PLAT 14 SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	NORTHWAY PLAT 14
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1036
Census Tract	901

Owner

2509 Colony Dr is owner-occupied and held in a trust.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	2509 COLONY DR, SAINT CLOUD, MN 56303-1341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Apr 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 4, 2023
Property Address	2509 COLONY DR, SAINT CLOUD, MN 56303-1341
Document Number	00A1650991
Instrument Date	Mar 9, 2023
Instrument	A1650991
Transaction Type	Foreclosure
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 COLONY DR, SAINT CLOUD, MN 56303-1341

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 4, 2023
Property Address	2509 COLONY DR, SAINT CLOUD, MN 56303-1341
Document Number	00A1650992
Instrument Date	Mar 9, 2023
Instrument	A1650992
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 COLONY DR, SAINT CLOUD, MN 56303-1341

Tax Assessment & Valuation

The 2026 property tax bill for 2509 Colony Dr was $3,564.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,564.00	$337,000 (-) Land $60,000 Building $277,000	$337,000 (-) Land $60,000 Building $277,000
2025		$337,000 Land $60,000 Building $277,000	$337,000 Land $60,000 Building $277,000
2023	$4,010.00	$323,800 Land $60,000 Building $263,800	$323,800 Land $60,000 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Colony Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Colony Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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