2509 Clover Fields, McKinney, TX 75071 Property Records

Collin County property record for 2509 Clover Fields, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,594 sqft · built 2022
Lot Size	0.182 acres (7,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$742,140 (Oct 2025)
Tax Bill	$12,025 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-12727-00H-0290-1`

Property Details

APN / Parcel Number

Primary APN	`R-12727-00H-0290-1`
Alternative APNs	`000002860741` `2860741`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	2,594 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,945 sqft (0.182 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2509 CLOVER FLDS
City	MCKINNEY
State	TX
Zip	75071-2387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 7 PHASE 2, BLK H, LOT 29
Legal Subdivision	TRINITY FALLS PLANNING UNIT 7 PHASE 2
Legal Block	H
Legal Lot Number	29
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1160
Census Tract	30202

Owner

Source: Collin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CRESTMARK MORTGAGE COMPANY LTD
Oct 1, 2025	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 3, 2023	Intrafamily Transfer, Transfer
Jan 9, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CRESTMARK MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	2025126523
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 LA MESA DR, RICHARDSON, TX 75080-3729

Mortgage

Document Number	2023000037624
Date	Apr 10, 2023
Instrument	2023000037624

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 1, 2025
Property Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387
Document Number	2025000126523
Instrument Date	Sep 29, 2025
Instrument	2025000126523
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 BLOSSOM CT, ALLEN, TX 75013-1151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 CLOVER FLDS, MC KINNEY, TX 75071-2387

Mortgage

Document Number	2025000126524
Date	Oct 1, 2025
Instrument	2025000126524

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Apr 3, 2023
Property Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387
Document Number	2023000034385
Map Reference	FILE 2022-503
Instrument Date	Mar 30, 2023
Instrument	2023000034385
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

January 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 9, 2023
Property Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387
Document Number	0000002120
Map Reference	FILE 2022-503
Instrument Date	Dec 29, 2022
Instrument	20230109000002120
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 CLOVER FLDS, MCKINNEY, TX 75071-2387

Mortgage

Document Number	0000002121
Date	Jan 9, 2023
Instrument	20230109000002121

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,025.00 (+79.72%) Homeowner's exemption	$574,783 Land $140,000 Building $434,783	$574,783 Land $140,000 Building $434,783
2024	$6,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, Rise Broadband.

Nearby Properties on Clover Fields

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures