2509 Caithness Way, Clermont, FL 34714 Property Records

Lake County property record for 2509 Caithness Way, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 2003
Lot Size	0.139 acres (6,034 sqft)
Owner	2 Individual Names on File
Last Sale	$56,900 (Aug 2014)
Tax Bill	$4,643 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-24-26-0300-000-07600`

Property Details

APN / Parcel Number

Primary APN	`23-24-26-0300-000-07600`
Alternative APNs	`262423030000007600` `3807537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	1,999 sqft
1st Floor Area	1,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,034 sqft (0.139 acres)
Porch	Enclosed/Finished Porch
Porch Area	1,254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3807537
Street Address	2509 CAITHNESS WAY
City	CLERMONT
State	FL
Zip	34714-6391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CITRUS HIGHLANDS PHASE I PB 45 PG 91-93 LOT 76 ORB 2476 PG 103 ORB 3561 PG 1984 ORB 4516 PG 744
Legal Range	26E
Legal Township	24S
Legal Section	23
Legal Subdivision	CITRUS HIGHLANDS PHASE I
Legal Tract	0300
Legal Lot Number	76
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31314

Owner

2509 Caithness Way is owned and occupied by two individuals who bought it in August 2014.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2509 CAITHNESS WAY, CLERMONT, FL 34714-6391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Jan 2, 2008 · Amount on File
Deed Document Number	201490310
Deed Book / Page	4516 / 744
Prior Transfer Date	Jul 7, 2014
Prior Transfer Doc	0045160744
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2509 CAITHNESS WAY, CLERMONT, FL 34714-6391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055161311
Date	Aug 4, 2020
Book Page	5516/1311
Instrument	2020083535

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,299 (-) Land $79,500 Building $256,799	$336,299 (-) Land $79,500 Building $256,799
2025		$336,299 (+5.65%) Land $79,500 Building $256,799	$336,299 (+5.65%) Land $79,500 Building $256,799
2024	$4,643.00 (+8.84%)	$318,301 (+2.37%) Land $79,500 Building $238,801	$318,301 (+2.37%) Land $79,500 Building $238,801
2023	$4,266.00 (+20.54%)	$310,921 (+28.71%)	$310,921 (+28.71%) Land $79,500 Building $231,421
2022	$3,539.00	$241,575	$241,575 Land $43,000 Building $198,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Caithness Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Caithness Way is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20