2509 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2509 Bear Den Rd, Frederick, MD 21701 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage2,562 sqft Total Area
Lot Size4,776 sqft (0.109 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$579,000 (2026)
Tax Bill$9,863.00 (2025)

Owner

Source: Frederick County records · APN 02-192292

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed, Transfer · Veterans Administration Mortgage
PENTAGON FCU
Sep 17, 2021Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Jan 04, 2019Deed, Transfer · Conventional Mortgage
FREDERICK COUNTY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2026 · Amount on Record
Deed SaleJan 21, 2026 · Amount on Record
Prior SaleSep 17, 2021 · Amount on Record
Deed Doc Number0017691412
Deed Book / Page17691 / 412
Record RefreshedJun 08, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 21, 2026
Property Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231
Document Number0176910412
Book / Page17691 / 412
Map ReferenceMB 54 PL 6
Instrument DateDec 19, 2025
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyPRIMA TITLE GROUP LLC, PR TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,895.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231

Mortgage

Document Number0017691419
DateJan 21, 2026
Instrument17691/419
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 17, 2021
Property Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231
Document Number0152930148
Book / Page15293 / 148
Map ReferenceMB 54 PL 6
Instrument DateJun 04, 2021
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyEXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231

Mortgage

Document Number15293153
DateSep 17, 2021
Instrument15293/153
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2051

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 04, 2019
Property Address2509 BEAR DEN RD, FREDERICK, MD 21701-5231
Document Number0127820326
Book / Page12782 / 0326
Map ReferenceMB 54 PL 6
Instrument DateDec 19, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address11 APPLEWOOD DR, QUAKER HILL, CT 06375-1331

Mortgage

Document Number0012782331
DateJan 04, 2019
Instrument12782/331
Lender
NameFREDERICK COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,863.00 (+30.79%)$535,500 (+29.15%) Land $152,700 Building $382,800$535,500 (-) Land $152,700 Building $382,800
2023$7,541.00$414,633$535,500 Land $152,700 Building $382,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN02-192292
Alternative APNs
  • 2192292
  • 192292

Interior

Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area2,562 sqft Total Area
1st Floor1,190 sqft 1st Floor
Basement Area900 sqft Basement
Finished Basement900 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area4,776 sqft (0.109 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area390 sqft Patio
PorchOpen Porch
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number192292
Old Parcel Number2192292
Street Address2509 BEAR DEN RD
CityFREDERICK
StateMD
Zip21701-5231
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 93 SEC 3 PLAT 1 BLK H-4776 SQ. FT. WORMANS MILL
Legal SubdivisionWORMANS HILL SEC 03 01
Legal BlockH
Legal Lot Number93
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup4
Census Block4010
Census Tract750802

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