2509 41st St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2509 41st St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1912
Lot Size	0.122 acres (5,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2016)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`014-0084-032-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0084-032-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,308 sqft (0.122 acres)
Garage Area	144 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2509 41ST ST
City	SACRAMENTO
State	CA
Zip	95817-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1273, W&K TRACT 27, INCL ABANDONMENT REC ON 951003-1230.CONTG. 5308 SQ FT M/L.
Legal Subdivision	W & K TR 27
Legal Tract	27
Legal Lot Number	1273
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5012
Census Tract	1800

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 41ST ST, SACRAMENTO, CA 95817-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jul 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Deed Book / Page	20160517 / 1453
Last Transfer Date	Oct 5, 2020
Transfer Doc	10090000001147
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2020
Property Address	2509 41ST ST, SACRAMENTO, CA 95817-2124
Document Number	2010091147
Instrument Date	Oct 5, 2020
Instrument	2010091147
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2509 41ST ST SACRAMENTO CA 958172124, SACRAMENTO, CA 95817-2124

Mortgage

Document Number	2010091148
Date	Oct 9, 2020
Instrument	2010091148

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2509 41ST ST, SACRAMENTO, CA 95817-2124
Document Number	1807181053
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 ELSDON CIR CARMICHAEL CA 956086012, CARMICHAEL, CA 95608-6012

Mortgage

Document Number	1807181053
Date	Jul 18, 2018
Instrument	1807181053

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,270 (+2%) Land $78,481 Building $289,789
2025	$4,376.00 (+1.41%)	$361,050 (+4.04%) Land $76,943 Building $284,107
2024	$4,315.00 (+2.42%)
2023	$4,213.00 (+1.71%)	$347,032 Land $73,956 Building $273,076
2022	$4,142.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1995–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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