2509 16th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2509 16th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2017)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-433-0365`

Property Details

APN / Parcel Number

Primary APN	`85-433-0365`
Alternative APNs	`85-00433-0365` `43235`

Exterior

Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Account Number	43235
Street Address	2509 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 3
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT THREE
Legal Block	3
Legal Lot Number	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 16TH AVE SE, SAINT CLOUD, MN 56304-8555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Affidavit, Transfer · Conventional Mortgage BELL BANK
Mar 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	2017835962
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000905282
Record Updated	Oct 29, 2026

November 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SHERBURNE MN
Recording Date	Nov 16, 2020
Property Address	2509 16TH AVE SE, SAINT CLOUD, MN 56304-8555
Document Number	0000905282
Instrument Date	Nov 5, 2020
Instrument	905282
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 16TH AVE SE, SAINT CLOUD, MN 56304-8555

Mortgage

Document Number	0000905283
Date	Nov 16, 2020
Instrument	905283

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 21, 2017
Property Address	2509 16TH AVE SE, SAINT CLOUD, MN 56304-8555
Document Number	0000835962
Instrument Date	Mar 15, 2017
Instrument	835962
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2509 16TH AVE SE, SAINT CLOUD, MN 56304-8555

Mortgage

Document Number	0000835963
Date	Mar 21, 2017
Instrument	835963

Lender

Name	BELL BANK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,800 (-) Land $70,000 Building $301,800	$371,800 (-) Land $70,000 Building $301,800
2025	$5,274.00 (+9.97%)	$371,800 (-7.74%) Land $70,000 Building $301,800	$371,800 (-7.74%) Land $70,000 Building $301,800
2023	$4,796.00	$403,000 Land $60,000 Building $343,000
2021			$403,000 Land $60,000 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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