25082 Four Corners Rd, Ramona, CA 92065 Property Records

San Diego County property record for 25082 Four Corners Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,696 sqft · built 1993
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Feb 2026)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-080-42-00`

Property Details

APN / Parcel Number

Primary APN	`331-080-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,696 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	435,600 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	25082 FOUR CORNERS RD
City	RAMONA
State	CA
Zip	92065-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S92
Legal Description	SEC 8-14-2E NEQ NWQ OF NEQ OF
Legal Range	02E
Legal Township	14
Legal Section	08
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2017
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit NORTH COUNTRY FCU
Feb 27, 2026	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Mar 21, 2001 · Amount on Record
Deed Document Number	202654681
Prior Transfer Date	Dec 20, 2013
Prior Transfer Doc	0000746490
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117

Mortgage

Document Number	0000172506
Date	Jul 9, 2024
Instrument	2024-0172506

Lender

Name	NORTH COUNTRY FCU
Type	Credit Union
Address	SAN DIEGO, CA 92127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2026
Property Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117
Document Number	0000054681
Map Reference	DOC 78-560222
Instrument Date	Feb 11, 2026
Instrument	2026-0054681
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117

Mortgage

Document Number	0000054682
Date	Feb 27, 2026
Instrument	2026-0054682

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25082 FOUR CORNERS RD, RAMONA, CA 92065-5117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250501
Date	Jun 20, 2018
Instrument	2018-0250501

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 13, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,802 (+2%) Land $163,726 Building $449,076
2025	$6,250.00 (+2.11%) Homeowner's exemption	$600,787 (+4.04%) Land $160,516 Building $440,271
2024	$6,121.00 (+1.9%)
2023	$6,007.00 (+1.54%) Homeowner's exemption	$577,460 Land $154,284 Building $423,176
2022	$5,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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