Union County property record for 2508 Tara Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,843 sqft · built 1995 |
| Lot Size | 1 acres (43,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jun 2018) |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-255-043 |
| Primary APN | 04-255-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| Gross Area | 2,335 sqft |
| 1st Floor Area | 1,843 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,952 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2508 TARA DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #35 HUNTINGTON FARMS SECT II OPCD671 |
| Legal Subdivision | HUNTINGTON FARMS |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20902 |
2508 Tara Dr is owned and occupied by an individual who bought it in June 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JAMES P & LEIGH P RAINS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Prior Sale | Dec 14, 2016 |
| Deed Document Number | 201817355 |
| Deed Book / Page | 7182 / 571 |
| Prior Transfer Date | Dec 8, 2016 |
| Prior Transfer Doc | 0006840067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Document Number | 0008570689 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 8570/689 |
| Instrument | 32272 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8006855 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 8006/855 |
| Instrument | 9332 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Document Number | 0007182571 |
| Book / Page | 7182 / 571 |
| Map Reference | CAB D FILE 671 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 0017355 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4179 CANNERY RD, 4179, LANCASTER, SC 29720-7932 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Document Number | 0000017356 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 0017356 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2508 TARA DR, MONROE, NC 28112-8889 |
| Document Number | 7180691 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2508 TARA DR MONROE NC 281128889, MONROE, NC 28112-8889 |
| Document Number | 7180691 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 007180/000691 |
| Instrument | 17051 |
| Name | JAMES P & LEIGH P RAINS |
|---|---|
| Address | 2628 TARA DR, MONROE, NC 28112-8888 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2508 Tara Dr was $1,986.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,000 (-) Land $86,000 Building $345,000 | $431,000 (-) Land $86,000 Building $345,000 | |
| 2025 | $1,986.00 | $431,000 Land $86,000 Building $345,000 | $431,000 Land $86,000 Building $345,000 |
| 2023 | $1,643.00 | $264,700 Land $47,300 Building $217,400 | $264,700 Land $47,300 Building $217,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2508 Tara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2508 Tara Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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