2508 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2508 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,588 sqft · built 2014
Lot Size	0.042 acres (1,830 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Oct 2017)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139548`

Property Details

APN / Parcel Number

Primary APN	`139548`
Alternative APN	`272630005900011440`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,588 sqft Heated Area
Gross Area	1,932 sqft
1st Floor Area	632 sqft
Upper Floors Area	956 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,830 sqft (0.042 acres)
Garage Type	Finished
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	92 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	139548
Street Address	2508 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7818
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 LOT 144
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1
Legal Lot Number	144
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	43207

Owner

2508 Seven Oaks Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2508 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Prior Sale	Dec 18, 2014 · Amount on File
Deed Document Number	2017153961
Deed Book / Page	5230 / 1323
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2017
Property Address	2508 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Document Number	0052301323
Book / Page	005230 / 001323
Instrument Date	Oct 24, 2017
Instrument	153961
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	NU WORLD TITLE/CTRL FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2508 SEVEN OAKS DR ST CLOUD FL 347727818, ST CLOUD, FL 34772-7818

Mortgage

Document Number	52301325
Date	Oct 26, 2017
Book Page	005230/001325
Instrument	153962

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2508 Seven Oaks Dr was $2,668 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 Homeowner's exemption	$191,946	$254,900 Land $40,000 Building $214,900
2023	$2,502.00 (+3.86%) Homeowner's exemption	$181,104 (+3%)	$279,800 (+33.62%) Land $14,900 Building $264,900
2022	$2,409.00 Homeowner's exemption	$175,830	$209,400 Land $14,900 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2508 Seven Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2508 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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