Osceola County property record for 2508 Oakbank Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,364 sqft · built 2016 |
| Lot Size | 0.346 acres (15,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Apr 2021) |
| Tax Bill | $8,642 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-25-31-2874-0001-1900 |
| Primary APN | 07-25-31-2874-0001-1900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 4,539 sqft |
| 1st Floor Area | 3,364 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,071 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 276 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 440 sqft |
| Deck Area | 2,059 sqft |
| Boat House | 960 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2508 OAKBANK CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKE POINTE PH 2A PB 19 PG 15-16 LOT 190 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE PH 2A |
| Legal Phase | 2A |
| Legal Tract | 2874 |
| Legal Block | 1900 |
| Legal Lot Number | 190 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
2508 Oakbank Ct is owned and occupied by two individuals who bought it in April 2021.
Source: Osceola County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2508 OAKBANK CT, SAINT CLOUD, FL 34771-8607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BANK OF INDIANA |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on File |
| Deed Sale | Apr 14, 2021 · Amount on File |
| Prior Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 202155871 |
| Deed Book / Page | 5934 / 2471 |
| Prior Transfer Date | Apr 30, 2013 |
| Prior Transfer Doc | 0044440818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 2508 OAKBANK CT, SAINT CLOUD, FL 34771-8607 |
| Document Number | 0000054427 |
| Book / Page | 6960 / 2072 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202654427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2508 OAKBANK CT, SAINT CLOUD, FL 34771-8607 |
| Document Number | 0000054427, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 6960/2072 |
| Instrument | 202654427 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2508 OAKBANK CT, SAINT CLOUD, FL 34771-8607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4437 AZURE ISLE WAY, KISSIMMEE, FL 34744-9601 |
| Document Number | 0059342486 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 5934/2486 |
| Instrument | 2021055873 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 2508 OAKBANK CT, SAINT CLOUD, FL 34771-8607 |
| Document Number | 0059342471 |
| Book / Page | 5934 / 2471 |
| Map Reference | MB 19 PG 15&16 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021055871 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | NOT AVAILABLE, VISION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,243.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 E LAKE SHORE BLVD, 21, KISSIMMEE, FL 34744-5105 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4437 AZURE ISLE WAY, KISSIMMEE, FL 34744-9601 |
| Document Number | 59342473 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 5934/2473 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2508 Oakbank Ct was $8,642 with a homeowner's exemption, up 4.1% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,642.00 (+4.12%) Homeowner's exemption | $613,196 | $653,200 Land $130,000 Building $523,200 |
| 2024 | $8,300.00 (+1.97%) | ||
| 2023 | $8,140.00 (+3.48%) Homeowner's exemption | $578,559 (+3%) | $645,200 (+11.59%) Land $130,000 Building $515,200 |
| 2022 | $7,866.00 Homeowner's exemption | $561,708 | $578,200 Land $130,000 Building $448,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2508 Oakbank Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2508 Oakbank Ct is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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