2508 Charann St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2508 Charann St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1961
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on File
Last Sale	$152,100 (Oct 2009)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041880A000`

Property Details

APN / Parcel Number

Primary APN	`041880A000`
Alternative APN	`6-010D-4230-03-0032.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,610 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	041880A000
Street Address	2508 CHARANN ST
City	SAINT CHARLES
State	MO
Zip	63301-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARWOOD #1 BLK 3 LOT 32
Legal Subdivision	CHARWOOD #1
Legal Block	3
Legal Lot Number	32
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1002
Census Tract	310700

Owner

2508 Charann St is owned and occupied by two individuals who bought it in October 2009.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE FCU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2009 · Amount on File
Deed Sale	Oct 1, 2009 · Amount on File
Prior Sale	Jun 25, 2004 · Amount on File
Deed Document Number	2009770670
Deed Book / Page	5272 / 691
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	0052720691
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544

Mortgage

Document Number	0000047341
Date	Oct 23, 2025
Instrument	2025R-047341

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067591217
Date	Jun 14, 2017
Book Page	6759/1217
Instrument	20170614000364920

Lender

Name	PROVIDENCE FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071770308
Date	Nov 6, 2019
Book Page	7177/0308
Instrument	20191106000633510

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2508 CHARANN ST, SAINT CHARLES, MO 63301-2544
Document Number	0000103323
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2508 CHARANN ST ST CHARLES MO 633012544, ST CHARLES, MO 63301-2544

Mortgage

Document Number	0000103323
Date	Dec 31, 2020
Instrument	103323

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2508 Charann St was $2,424, down 4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,532 (-)	$202,800 (-) Land $45,000 Building $157,800
2025	$2,424.00 (-4%)	$38,532	$202,800 Land $45,000 Building $157,800
2024	$2,525.00
2023		$39,230
2022			$206,471 Land $35,000 Building $171,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2508 Charann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2508 Charann St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon, Wisper ISP.

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