2508 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2508 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 0.75 ba · 697 sqft
Lot Size	1.42 acres (62,144 sqft)
Owner	Company Name on Record
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0075-00130`

Property Details

APN / Parcel Number

Primary APN	`387-0075-00130`
Alternative APNs	`1143421` `990680`

Interior

Bedrooms	3 Beds
Full Baths	0.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	697 sqft Gross Area
1st Floor Area	697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Lot Area	62,144 sqft (1.42 acres)

Exterior Amenities

Deck Area	455 sqft
Cabin	180 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1143421
Street Address	2508 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8100
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 13 THRU 16 SERIAL #
Legal Subdivision	BIRCH POINT 1ST ADDITION
Legal Lot Number	13-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1004 S 10TH AVE, VIRGINIA, MN 55792-3215
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer
Jan 19, 2023	Intrafamily Transfer, Transfer
Apr 23, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTHERN ST BK/VA
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2022
Transfer Doc	0001065405
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 19, 2023
Property Address	2508 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	0001065405
Instrument Date	Dec 29, 2022
Instrument	1065405
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S 10TH AVE, VIRGINIA, MN 55792-3215

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 19, 2023
Property Address	2508 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	0001065404
Instrument Date	Dec 29, 2022
Instrument	1065404
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S 10TH AVE, VIRGINIA, MN 55792-3215

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2508 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	00T1023642
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 S 10TH AVE VIRGINIA MN 557923215, VIRGINIA, MN 55792-3215

Mortgage

Document Number	00T1023642
Date	May 21, 2020
Instrument	T1023642

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 20, 2025

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2508 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	00T1023643
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2186 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	00T1023643
Date	May 21, 2020
Instrument	T1023643

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 20, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+20.35%)
2025	$3,606.00 (+3.56%)	$557,600 (+28.13%) Land $415,800 Building $141,800	$557,600 (+28.13%) Land $415,800 Building $141,800
2024	$3,482.00	$435,200 (+20.39%) Land $313,900 Building $121,300	$435,200 (+20.39%) Land $313,900 Building $121,300
2022		$361,500 Land $256,500 Building $105,000	$361,500 Land $256,500 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: AT&T, CTC, T-Mobile, Verizon.

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