25075 Rd M, Cloverdale, OH 45827 Property Records

Putnam County property record for 25075 Rd M, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,478 sqft
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on Record
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-001011.0000`

Property Details

APN / Parcel Number

Primary APN	`25-001011.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
1st Floor Area	1,710 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	118,483 sqft (2.72 acres)

Exterior Amenities

Granary	1,160 sqft
Lean-To	374 sqft
Pole Barn	612 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	25075 ROAD M
City	CLOVERDALE
State	OH
Zip	45827-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 43 01 NMDPT N NE VAL INCL 25-0010.10.0100
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	1
Census Block	1025
Census Tract	30700

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25075 ROAD M, CLOVERDALE, OH 45827-9267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Nov 30, 2018	Affidavit of Death of Joint Tenant, Transfer
Nov 5, 2018	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	25075 ROAD M, CLOVERDALE, OH 45827-9267
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25075 ROAD M, CLOVERDALE, OH 45827-9267

Mortgage

Document Number	00779/2127
Date	Sep 29, 2025
Book Page	779/2127
Instrument	202500004321

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

November 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PUTNAM OH
Recording Date	Nov 30, 2018
Property Address	25075 ROAD M, CLOVERDALE, OH 45827-9267
Document Number	00705/0539
Book / Page	705 / 0539
Instrument Date	Nov 27, 2018
Instrument	201800005452
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

November 2018: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	PUTNAM OH
Recording Date	Nov 5, 2018
Property Address	25075 ROAD M, CLOVERDALE, OH 45827-9267
Document Number	00704/1137
Book / Page	704 / 1137
Instrument Date	Aug 12, 2018
Instrument	201800005050
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25075 ROAD M, CLOVERDALE, OH 45827-9267

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+2.61%) Homeowner's exemption	$70,470 (+0.66%) Land $13,060 Building $57,410	$201,340 (+0.66%) Land $37,310 Building $164,030
2024	$1,875.00 (-0.95%) Homeowner's exemption	$70,010 (+35%) Land $13,060 Building $56,950
2023	$1,893.00 (+21.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$51,860 (-) Land $9,430 Building $42,430	$200,020 (+34.99%) Land $37,310 Building $162,710
2022	$1,552.00 Homeowner's exemption	$51,860 Land $9,430 Building $42,430
2020			$148,170 Land $26,940 Building $121,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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