2507 Fresh Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2507 Fresh Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,859 sqft · built 2000
Lot Size	0.145 acres (6,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,112,500 (Oct 2023)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-231-09-00`

Property Details

APN / Parcel Number

Primary APN	`580-231-09-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,859 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,305 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2507 FRESH WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 37 TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2021	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2018	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2023281468
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0000502395
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2023
Property Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000281468
Map Reference	MAP 13863
Instrument Date	Sep 11, 2023
Instrument	2023-0281468
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009

Mortgage

Document Number	0000281469
Date	Oct 16, 2023
Instrument	2023-0281469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009

Mortgage

Document Number	0000573261
Date	Aug 11, 2021
Instrument	2021-0573261

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2018
Property Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000173361
Map Reference	MAP 13863
Instrument Date	Mar 28, 2018
Instrument	2018-0173361
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009

Mortgage

Document Number	0000173362
Date	May 1, 2018
Instrument	2018-0173362

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,157,445 (+2%) Land $702,270 Building $455,175
2025	$14,146.00 (+60.86%)	$1,134,750 (+59.88%) Land $688,500 Building $446,250
2023	$8,794.00 (+1.45%) Homeowner's exemption	$709,771 Land $250,101 Building $459,670
2022	$8,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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