2507 E 5th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2507 E 5th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,004 sqft · built 1930
Lot Size	0.642 acres (28,000 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Aug 2022)
Tax Bill	$848 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146L B 016`

Property Details

APN / Parcel Number

Primary APN	`146L B 016`
Alternative APN	`0000075920`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,004 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,000 sqft (0.642 acres)
Lot Dimensions	140 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000075920
Street Address	2507 E 5TH ST
City	CHATTANOOGA
State	TN
Zip	37404-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 1 3 5&7 BLK 21 GLENWOOD NO 2 AMENDED PB 11 PG 40
Legal Subdivision	GLENWOOD NO 2 AMENDE
Legal Block	21
Legal Lot Number	1,3 3
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2016
Census Tract	1200

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2507 E 5TH ST, CHATTANOOGA, TN 37404-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jan 4, 2007 · Amount on Record
Deed Document Number	2022081900087
Deed Book / Page	13063 / 644
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 19, 2022
Property Address	2507 E 5TH ST, CHATTANOOGA, TN 37404-1644
Document Number	0000000087
Book / Page	13063 / 644
Map Reference	MB 11 PG 40
Instrument Date	Aug 18, 2022
Instrument	2022081900087
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$717.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2507 E 5TH ST, CHATTANOOGA, TN 37404-1644

Mortgage

Document Number	0130630647
Date	Aug 19, 2022
Instrument	13063-0647

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	9.48%
Index	12-Month MTA
Max Rate	9.48%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (-32.05%)	$56,000 (+0.31%)	$224,000 (+0.31%) Land $46,000 Building $178,000
2024	$1,248.00	$55,825 (-)	$223,300 (-) Land $28,800 Building $194,500
2023	$1,248.00	$55,825 (-)	$223,300 (-) Land $28,800 Building $194,500
2022	$1,248.00	$55,825	$223,300 Land $28,800 Building $194,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20