2506 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2506 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,377 sqft · built 1953
Lot Size	0.286 acres (12,486 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Jul 2022)
Tax Bill	$4,074 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0261-00360`

Property Details

APN / Parcel Number

Primary APN	`010-0261-00360`
Alternative APN	`1133314`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,377 sqft Gross Area
1st Floor Area	918 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	12,486 sqft (0.286 acres)
Garage Area	572 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	293 sqft
Storage Building	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1133314
Street Address	2506 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:002 SERIAL #
Legal Subdivision	BEVERLY HILL ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	2300

Owner

2506 Morris Thomas Rd is owned and occupied by an individual who bought it in July 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2506 MORRIS THOMAS RD, DULUTH, MN 55811-3226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Feb 18, 2015 · Amount on File
Deed Document Number	20221058757
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	000T954402
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2506 MORRIS THOMAS RD, DULUTH, MN 55811-3226
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039202
Date	Apr 13, 2021
Instrument	1039202

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2022
Property Address	2506 MORRIS THOMAS RD, DULUTH, MN 55811-3226
Document Number	0001058757
Instrument Date	Jul 5, 2022
Instrument	1058757
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2506 MORRIS THOMAS RD, DULUTH, MN 55811-3226

Mortgage

Document Number	0001058758
Date	Jul 13, 2022
Instrument	1058758

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2506 MORRIS THOMAS RD, DULUTH, MN 55811-3226
Document Number	00T1016008
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 MORRIS THOMAS RD DULUTH MN 558113226, DULUTH, MN 55811-3226

Mortgage

Document Number	00T1016008
Date	Oct 9, 2019
Instrument	T1016008

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2506 Morris Thomas Rd was $4,074 with a homeowner's exemption, up 8.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,074.00 (+8.06%) Homeowner's exemption
2025	$3,770.00 (+4.09%) Homeowner's exemption	$346,500 (+18.54%) Land $31,600 Building $314,900	$346,500 (+18.54%) Land $31,600 Building $314,900
2024	$3,622.00	$292,300 Land $39,300 Building $253,000	$292,300 Land $39,300 Building $253,000
2022		$249,500 Land $44,800 Building $204,700	$249,500 Land $44,800 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2506 Morris Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2506 Morris Thomas Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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