2506 Messanie St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2506 Messanie St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,134 sqft · built 1925
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$117,530 (Apr 2025)
Tax Bill	$659 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2021 Mortgage + 1 more
APN	`06-5.0-16-001-003-003.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-003-003.000`

Interior

Building Area	1,134 sqft Base Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 45 ft wide

Location & Zoning

Street Address	2506 MESSANIE ST
City	SAINT JOSEPH
State	MO
Zip	64501-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HARTWIG & NEIBEL'S LOT:16 BLK:2LGL DESC:E 15' LOT 16 ALL LOT 17 W 5' LOT 18
Legal Subdivision	HARTWIG & NEIBELS
Legal Block	2
Legal Lot Number	16-18
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5000
Census Tract	1500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2506 MESSANIE ST, SAINT JOSEPH, MO 64501-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage CONNECTION BANK
Dec 1, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	20252597
Deed Book / Page	3806 / 598
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 21, 2026
Property Address	2506 MESSANIE ST, SAINT JOSEPH, MO 64501-3215
Document Number	0000005929
Book / Page	3820 / 675
Instrument Date	Jul 16, 2026
Instrument	20265929
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	225 FLORENCE RD, SAINT JOSEPH, MO 64504-1069

Mortgage

Document Number	0000005929,
Date	Jul 21, 2026
Book Page	3820/675
Instrument	20265929

Lender

Name	CONNECTION BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 1, 2021
Property Address	2506 MESSANIE ST, SAINT JOSEPH, MO 64501-3215
Document Number	003770/276
Book / Page	3770 / 276
Instrument Date	Nov 30, 2021
Instrument	2021012982
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 MESSANIE ST, SAINT JOSEPH, MO 64501-3215

Mortgage

Document Number	2021012983
Date	Dec 1, 2021
Instrument	2021012983

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 19, 2018
Property Address	2506 MESSANIE ST, SAINT JOSEPH, MO 64501-3215
Document Number	2018005453
Instrument Date	Jun 1, 2018
Instrument	2018005453
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (+0.15%)	$9,190 (+6.24%) Land $1,520 Building $7,670	$48,380 (+6.31%) Land $8,010 Building $40,370
2024	$658.00 (+15.85%)
2023	$568.00 (-0.7%)	$8,650 (-) Land $1,520 Building $7,130	$45,510 (-) Land $8,010 Building $37,500
2022	$572.00	$8,650 Land $1,520 Building $7,130
2021			$45,510 Land $8,010 Building $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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