Union County and Union Township property record for 2506 Clover Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,238 sqft · built 1948 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Aug 2023) |
| Tax Bill | $9,516 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04407-0000-00105 |
| Primary APN | 19-04407-0000-00105 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2506 CLOVER TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-4951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HAMILTON PARK SEC 02 |
| Legal Block | 4407 |
| Legal Lot Number | 105 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32901 |
Source: Union County and Union Township records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Mar 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 15, 2020 | Intrafamily Transfer, Transfer ALL AHEAD TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | Jan 27, 2016 · Amount on Record |
| Deed Document Number | 202331486 |
| Deed Book / Page | 6518 / 2869 |
| Prior Transfer Date | Dec 4, 2019 |
| Prior Transfer Doc | 0063552584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 23, 2023 |
| Property Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Document Number | 0065182869 |
| Book / Page | 6518 / 2869 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 31486 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2510 CLOVER TER, UNION, NJ 07083-4951 |
| Name | Verified Name |
|---|---|
| Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Document Number | 0000055438 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 55438 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Document Number | 0151832801 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 15183/2801 |
| Instrument | 33946 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 15, 2020 |
| Property Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
| Document Number | 0063552584 |
| Book / Page | 6355 / 2584 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 321127 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2506 CLOVER TER, UNION, NJ 07083-4951 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,800 (-) Land $20,300 Building $20,500 | $40,800 (-) Land $20,300 Building $20,500 | |
| 2025 | $9,516.00 (+4.35%) | $40,800 (-) Land $20,300 Building $20,500 | $40,800 (-) Land $20,300 Building $20,500 |
| 2024 | $9,119.00 (+6.87%) | ||
| 2023 | $40,800 (-) Land $20,300 Building $20,500 | $40,800 (-) Land $20,300 Building $20,500 | |
| 2022 | $8,533.00 | $40,800 Land $20,300 Building $20,500 | $40,800 Land $20,300 Building $20,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 98 (1989–2023) |
| Claims Outside the SFHA | 14 of 98 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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