2505 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2505 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,232 sqft · built 1920
Lot Size	6.07 acres (264,409 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Feb 2019)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-017-102-023`

Property Details

APN / Parcel Number

Primary APN	`06-23-017-102-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,232 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,920 sqft
Upper Floors Area	1,312 sqft
Basement Area	1,920 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	264,409 sqft (6.07 acres)
Garage Type	Detached
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	310 sqft
Deck Area	280 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2505 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20030967393
Legal Subdivision	BRACE TRACT
Legal Tract	23
Legal Block	102
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2022
Census Tract	70200

Owner

Source: Lorain County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4509 GRAYTON RD, CLEVELAND, OH 44135-2323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 22, 2025	Transfer on Death Deed, Transfer
Feb 28, 2019	Warranty Deed, Transfer MILLER HOME TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2019705848
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2505 W RIVER RD N, ELYRIA, OH 44035-1311
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 W RIVER RD N, ELYRIA, OH 44035-1311

Mortgage

Document Number	0000936087
Date	Nov 16, 2023
Instrument	2023-0936087

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 22, 2025
Property Address	2505 W RIVER RD N, ELYRIA, OH 44035-1311
Document Number	0000072376
Instrument Date	Oct 13, 2025
Instrument	2025-0072376
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 GRAYTON RD, CLEVELAND, OH 44135-2323

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 28, 2019
Property Address	2505 W RIVER RD N, ELYRIA, OH 44035-1311
Document Number	0000705848
Instrument Date	Feb 26, 2019
Instrument	705848
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 GRAYTON RD CLEVELAND OH 44135, CLEVELAND, OH 44135

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00	$107,270 (+%) Land $29,530 Building $77,740	$306,480 (-) Land $84,360 Building $222,120
2024	$5,304.00 (+30.16%)	$107,268 (+46.94%) Land $29,526 Building $77,742	$306,480 (+46.94%) Land $84,360 Building $222,120
2023	$4,075.00 (+0.34%)	$73,000 (-0.01%) Land $26,985 Building $46,015	$208,570 (-) Land $77,100 Building $131,470
2022	$4,061.00	$73,010 Land $26,990 Building $46,020
2021			$208,570 Land $77,100 Building $131,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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