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2505 Talega Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2505 Talega Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1999
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on File
Tax Bill$4 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN128068

Property Details

APN / Parcel Number

Primary APN128068
Alternative APNs
  • 222630007300010930
  • 222630276300010930

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,264 sqft Heated Area
Gross Area1,920 sqft
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area256 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number128068
Old Parcel Number222630276300010930
Street Address2505 TALEGA DR
CitySAINT CLOUD
StateFL
Zip34772-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK ESTATES PHASE 3 PB 10 PG 157-158 LOT 93
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCANOE CREEK ESTATES
Legal Phase3
Legal Tract73
Legal Block1
Legal Lot Number93
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 128068

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2505 TALEGA DR, SAINT CLOUD, FL 34772-7806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
May 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2008
Deed SaleAug 23, 2008
Deed Book / Page01657 / 02469
Prior Transfer DateSep 22, 1999
Prior Transfer Doc0165702469
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2505 TALEGA DR, SAINT CLOUD, FL 34772-7806
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 TALEGA DR, SAINT CLOUD, FL 34772-7806

Mortgage

Document Number0058901395
DateFeb 12, 2021
Book Page5890/1395
Instrument2021020857
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 01, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2505 TALEGA DR, SAINT CLOUD, FL 34772-7806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053411950
DateMay 30, 2018
Book Page5341/1950
Instrument2018084005
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$90,496 (+5.99%)$264,500 (-2.58%) Land $65,000 Building $199,500
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$85,385 (+3%)$271,500 (+15.58%) Land $60,000 Building $211,500
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$82,899$234,900 Land $55,000 Building $179,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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