2505 S Sterling St, Morganton, NC 28655 Property Records

Burke County property record for 2505 S Sterling St, Morganton, NC 28655

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 ba · 1,908 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$553 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2712373256`

Property Details

APN / Parcel Number

Primary APN	`2712373256`
Alternative APN	`31714`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,908 sqft Total Area
Basement Area	1,908 sqft
Unfinished Basement	1,908 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Patio Area	28 sqft
Canopy	192 sqft

Location & Zoning

Street Address	2505 S STERLING ST
City	MORGANTON
State	NC
Zip	28655-9470
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HIGH INTEN
Legal Description	2505 S STERLING ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2035
Census Tract	21201

Owner

Source: Burke County records · APN 2712373256

Assessment roll updated September 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2505 S STERLING ST, MORGANTON, NC 28655-9470
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 05, 2024
Transfer Doc	0027580899
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 20, 2023
Property Address	2505 S STERLING ST, MORGANTON, NC 28655-9470
Document Number	0026960275
Book / Page	2696 / 275
Instrument Date	Jul 18, 2023
Instrument	2023006645
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 S STERLING ST, MORGANTON, NC 28655-9470

Mortgage

Document Number	2023006646
Date	Jul 20, 2023
Instrument	2023006646

Lender

Name	CLAUDE EDWARD WHITT ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Nov 11, 2023

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (-0.9%)	$99,755 (-) Land $41,818 Building $57,937	$99,755 (-) Land $41,818 Building $57,937
2023	$558.00 (-16.09%)	$99,755 (+4.2%) Land $41,818 Building $57,937	$99,755 (+4.2%) Land $41,818 Building $57,937
2022	$665.00	$95,731 Land $41,818 Building $53,913	$95,731 Land $41,818 Building $53,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: City of Morganton.

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.