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2505 S Michael Ct, McHenry, IL 60051 Property Records

McHenry County property record for 2505 S Michael Ct, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details528 sqft · built 2004
Lot Size0.139 acres (6,098 sqft)
OwnerTrust Name on File
Last Sale$152,500 (Sep 2002)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-18-281-010

Property Details

APN / Parcel Number

Primary APN15-18-281-010

Interior

Stories1 Story
Building Area528 sqft Living Area

Exterior

Year BuiltBuilt 2004
Construction TypeFrame
Foundation TypeRaised
Lot Area6,098 sqft (0.139 acres)
Garage TypeDetached

Location & Zoning

Street Address2505 S MICHAEL CT
CityMCHENRY
StateIL
Zip60051-9121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0014167 LT 1 BLK 3 LE VILLA VAUPELL
Legal Range09E
Legal Township44N
Legal Section18
Legal SubdivisionLE VILLA VAUPELL
Legal Block3
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2005
Census Tract870811

Owner

2505 S Michael Ct is owner-occupied and held in a trust since April 2020.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Mailing Address2505 S MICHAEL CT, MCHENRY, IL 60051-9121
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Quit Claim Deed, Transfer
SERVICELINK
Apr 10, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Jun 2, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2002 · Amount on File
Deed SaleSep 4, 2002 · Amount on File
Prior SaleSep 4, 2002 · Amount on File
Deed Document Number0000077720
Last Transfer DateApr 23, 2020
Transfer Doc0000014167
Record UpdatedJun 7, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateApr 23, 2020
Property Address2505 S MICHAEL CT, MCHENRY, IL 60051-9121
Document Number0000014167
Instrument DateApr 10, 2020
Instrument14167
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2505 S MICHAEL CT MCHENRY IL 600519121, MCHENRY, IL 60051-9121

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2505 S MICHAEL CT, MCHENRY, IL 60051-9121
Document Number0000014168
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2505 S MICHAEL CT MCHENRY IL 600519121, MCHENRY, IL 60051-9121

Mortgage

Document Number0000014168
DateApr 23, 2020
Instrument14168
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term180 Months
DueApr 22, 2035
Interest
Rate3.25%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJun 2, 2017
Property Address2505 S MICHAEL CT, MCHENRY, IL 60051-9121
Document Number0000019715
Instrument DateMay 11, 2017
Instrument19715
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2505 S MICHAEL CT MCHENRY IL 600519121, MCHENRY, IL 60051-9121

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$7,736 Land $2,870 Building $4,866$23,208 Land $8,610 Building $14,598

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2505 S Michael Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims85 (1978–2026)
Claims Outside the SFHA1 of 85
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2505 S Michael Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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