2505 Monroe St, Commerce, TX 75428 Property Records

Hunt County property record for 2505 Monroe St, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1955
Square Footage	1,546 sqft Living Area
Lot Size	7,144 sqft (0.164 acres)
Garage	Attached, 240 sqft
Tax Bill	$3,215.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`2520-0020-0120-31`
Alternative APN	`R41663`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,546 sqft Living Area
1st Floor	1,306 sqft 1st Floor
Stories	1 Stories
Utility Area	132 sqft Utility Area
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Exterior Material	Brick Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,144 sqft (0.164 acres)
Depth X Width	102 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R41663
Street Address	2505 MONROE ST
City	COMMERCE
State	TX
Zip	75428-3437
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S2520 COLLEGE HEIGHTS ADDITION BLK 2 LOT 12 (N 1/2 11-12) ACRES .164
Legal Subdivision	COLLEGE HEIGHTS ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	HUNT TX
Minor Civil Division	COMMERCE
Census Blockgroup	1
Census Block	1070
Census Tract	960600

Owner

Source: Hunt County records · APN 2520-0020-0120-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3468 STATE HIGHWAY 11 E, WOLFE CITY, TX 75496-2120
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2019
Deed Sale	Sep 20, 2019
Deed Doc Number	2019-13956
Record Refreshed	Jun 08, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 20, 2019
Property Address	2505 MONROE ST, COMMERCE, TX 75428-3437
Document Number	0000013956
Map Reference	VOL 183 PG 34
Instrument Date	Sep 18, 2019
Instrument	2019-13956
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 WASHINGTON ST, 3005, COMMERCE, TX 75428-3847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 STATE HIGHWAY 11 E, WOLFE CITY, TX 75496-2120

Mortgage

Document Number	0000013957
Date	Sep 20, 2019
Instrument	2019-13957

Lender

Name	CYPRESS BANK
Type	Bank
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2034
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	6.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,880 (-2.91%) Land $23,500 Building $82,380	$105,880 (-2.91%) Land $23,500 Building $82,380
2024	$3,215.00 (+17.12%)
2023		$109,050 Land $20,500 Building $88,550	$109,050 Land $20,500 Building $88,550
2022	$2,745.00