2505 Joseph Ct W, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 2505 Joseph Ct W, Santa Rosa, CA 95407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-642-020-000`

Property Details

APN / Parcel Number

Primary APN	`010-642-020-000`
Alternative APN	`010-642-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,397 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,780 sqft (0.156 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	010-642-020
Street Address	2505 JOSEPH CT W
City	SANTA ROSA
State	CA
Zip	95407-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	RICHARDS MANOR SUB 1 LOT 78
Legal Subdivision	RICHARDS MANOR SUB
Legal Block	1
Legal Lot Number	78
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1012
Census Tract	153302

Owner

2505 Joseph Ct W is owned and occupied by two individuals who acquired it in December 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jun 17, 2019	Intrafamily Transfer, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jul 13, 2018	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Prior Sale	Jul 13, 2018 · Amount on File
Deed Document Number	201940617
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000004331
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764

Mortgage

Document Number	0000049464
Date	Oct 23, 2023
Instrument	2023049464

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL PETALUMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764

Mortgage

Document Number	0000002617
Date	Jan 12, 2022
Instrument	2022002617

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 14, 2021
Property Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Document Number	0000004331
Map Reference	MB 204 PG 19&20
Instrument Date	Dec 31, 2020
Instrument	2021004331
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764

Mortgage

Document Number	0000004332
Date	Jan 14, 2021
Instrument	2021004332

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jun 17, 2019
Property Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Document Number	0000040617
Map Reference	MB 204 PG 19&20
Instrument Date	Jun 11, 2019
Instrument	2019040617
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764

Mortgage

Document Number	0000040618
Date	Jun 17, 2019
Instrument	2019040618

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 13, 2018
Property Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764
Document Number	0000050253
Map Reference	MB204 PG19&20
Instrument Date	Jul 11, 2018
Instrument	2018050253
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 JOSEPH CT W, SANTA ROSA, CA 95407-6764

Mortgage

Document Number	0000050254
Date	Jul 13, 2018
Instrument	2018050254

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2505 Joseph Ct W was $6,479.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Secondary School District	Santa Rosa High School District (07 - 12)
Elementary School District	Wright Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,805 (+2%) Land $224,149 Building $335,656
2025	$6,479.00	$548,829 Land $219,754 Building $329,075
2023	$6,117.00 (+4.26%)	$527,520 Land $211,222 Building $316,298
2022	$5,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2505 Joseph Ct W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2505 Joseph Ct W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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