Brunswick County property record for 2505 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,904 sqft · built 2019 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Mar 2019) |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 235OE015 |
| Primary APN | 235OE015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,904 sqft Heated Area |
| Gross Area | 3,005 sqft |
| 1st Floor Area | 301 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,848 sqft (0.272 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80080757 |
|---|---|
| Street Address | 2505 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-3 B-35 S-3 LB PL 1/96-99 |
| Legal Subdivision | LONG BEACH |
| Legal Block | 35 |
| Legal Lot Number | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20314 |
2505 E Beach Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2505 E BEACH DR, OAK ISLAND, NC 28465-6140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Mar 18, 2019 | Warranty Deed, Transfer · ARM CRESCOM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Prior Sale | Feb 3, 2016 · Amount on File |
| Deed Book / Page | 4167 / 1110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2505 E BEACH DR, OAK ISLAND, NC 28465-6140 |
| Document Number | 0043580638 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2505 E BEACH DR OAK ISLAND NC 28465, OAK ISLAND, NC 28465 |
| Document Number | 0043580638 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004358/000638 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48266-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 18, 2019 |
| Property Address | 2505 E BEACH DR, OAK ISLAND, NC 28465-6140 |
| Document Number | 0041671110 |
| Book / Page | 4167 / 1110 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 NE 37TH ST, 137, OAK ISLAND, NC 28465-5626 |
| Name | Verified Name |
|---|---|
| Address | 5629 BELLA TERRA CT, WAKE FOREST, NC 27587-7519 |
| Document Number | 0041671112 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 4167/1112 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
The 2025 property tax bill for 2505 E Beach Dr was $4,642.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,215,070 (-) Land $575,000 Building $640,070 | $1,215,070 (-) Land $575,000 Building $640,070 | |
| 2025 | $4,642.00 | $1,215,070 Land $575,000 Building $640,070 | $1,215,070 Land $575,000 Building $640,070 |
| 2023 | $1,215,070 Land $575,000 Building $640,070 | $1,215,070 Land $575,000 Building $640,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2505 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2505 E Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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