Mecklenburg County property record for 2505 E 5th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1932 |
| Lot Size | 0.187 acres (8,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,500 (Apr 1988) |
| Tax Bill | $7,647 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-131-06 |
| Primary APN | 127-131-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,662 sqft Heated Area |
| Gross Area | 1,957 sqft |
| 1st Floor Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,187 sqft (0.187 acres) |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 127-131-06 |
|---|---|
| Street Address | 2505 E 5TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L24 B17 M3-126 |
| Legal Subdivision | ROSEMONT |
| Legal Block | 17 |
| Legal Lot Number | 24 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2505 E 5TH ST, CHARLOTTE, NC 28204-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 1988 · Amount on Record |
| Deed Sale | Apr 22, 1988 · Amount on Record |
| Prior Sale | Apr 17, 2000 · Amount on Record |
| Deed Document Number | 0000005744 |
| Deed Book / Page | 127 |
| Last Transfer Date | Jan 14, 2009 |
| Transfer Doc | 0000004797 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2505 E 5TH ST, CHARLOTTE, NC 28204-4342 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000108337 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 38485/625 |
| Instrument | 2023108337 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2505 E 5TH ST, CHARLOTTE, NC 28204-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000001365 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 35516/63 |
| Instrument | 2021001365 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2505 E 5TH ST, CHARLOTTE, NC 28204-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033988 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 32547/942 |
| Instrument | 2018033988 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2505 E 5TH ST, CHARLOTTE, NC 28204-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000139546 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 33950/385 |
| Instrument | 2019139546 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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