Albemarle County property record for 2505 Commonwealth Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,441 sqft · built 1959 |
| Lot Size | 0.283 acres (12,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Mar 2023) |
| Tax Bill | $3,579 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061M0-00-03-01800 |
| Primary APN | 061M0-00-03-01800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Finished Area |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,368 sqft (0.283 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 240 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 336 sqft |
| Patio Area | 369 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 2505 COMMONWEALTH DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | BERKELEY 1 3 18 |
| Legal Subdivision | BERKELEY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10702 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2505 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Nov 25, 2020 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 20232051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2505 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Title Company | STATEWIDE TITLE SERVICES/FL LLC, STATEWIDE STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2505 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 202300002052 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 202300002052 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 25, 2020 |
| Property Address | 2505 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 0000017123 |
| Book / Page | 005433 / 000090 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 17123 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7870 OLD DOMINION RD SCHUYLER VA 229691614, SCHUYLER, VA 22969-1614 |
| Document Number | 17124 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 005433/000094 |
| Instrument | 17124 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,579.00 (-0.31%) | $400,300 (+15.89%) Land $155,000 Building $245,300 | $400,300 (+15.89%) Land $155,000 Building $245,300 |
| 2025 | $3,590.00 (+21.74%) | ||
| 2023 | $2,949.00 | $345,400 Land $127,000 Building $218,400 | $345,400 Land $127,000 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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