2505 Chestnut St, Quincy, IL 62301 Property Records

Adams County property record for 2505 Chestnut St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.52 acres (22,800 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2026)
Tax Bill	$3,668 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236041000000`

Property Details

APN / Parcel Number

Primary APN	`236041000000`

Exterior

Lot Area	22,800 sqft (0.52 acres)
Lot Dimensions	190 ft deep x 120 ft wide

Location & Zoning

Street Address	2505 CHESTNUT ST
City	QUINCY
State	IL
Zip	62301-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 10 WALTON HEIGHTS LOTS 18 19 & 20
Legal Range	8W
Legal Township	1S
Legal Section	31
Legal Subdivision	WALTON HEIGHTS
Legal Block	10
Legal Lot Number	20,18
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3014
Census Tract	100

Owner

2505 Chestnut St is owned and occupied by two individuals who bought it in August 2026.

Source: Adams County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2505 CHESTNUT ST, QUINCY, IL 62301-3457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Deed Document Number	20264819
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 6, 2026
Property Address	2505 CHESTNUT ST, QUINCY, IL 62301-3457
Document Number	0000004819
Instrument Date	Aug 3, 2026
Instrument	20264819
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ADAMS ABSTRACT AND TITLE, ADAMS COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 CHESTNUT ST, QUINCY, IL 62301-3457

Mortgage

Document Number	0000004820,
Date	Aug 6, 2026
Instrument	20264820

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2505 CHESTNUT ST, QUINCY, IL 62301-3457
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R12890
Date	Dec 31, 2020
Instrument	2020R-12890

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,020 Land $8,980 Building $55,040	$192,060 Land $26,940 Building $165,120
2024	$3,668.00
2022		$52,320 Land $7,340 Building $44,980	$156,960 Land $22,020 Building $134,940
2021	$2,952.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2505 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2505 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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