2505 Centennial Dr, Springfield, IL 62711 Property Records

Sangamon County property record for 2505 Centennial Dr, Springfield, IL 62711

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (15,021 sqft)
Owner	Individual Name on Record
Last Sale	$538,000 (May 2026)
Tax Bill	$11,413 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`21-09.0-201-002`

Property Details

APN / Parcel Number

Primary APN	`21-09.0-201-002`
Alternative APN	`21090201002 (CHECK DIGIT = 0)`

Exterior

Lot Area	15,021 sqft (0.344 acres)

Location & Zoning

Account Number	21090201002
Street Address	2505 CENTENNIAL DR
City	SPRINGFIELD
State	IL
Zip	62711-6388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 90 CENTENNIAL PARK PLACE 2ND ADDN (15,021 SQ FT) 9-15-6
Legal Range	06
Legal Township	15
Legal Section	09
Legal Subdivision	CENTENNIAL PK PL SECOND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1013
Census Tract	3603

Owner

Source: Sangamon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 3, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Feb 11, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Mar 5, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Mar 15, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 8, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	20269119
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R14535
Date	Jul 18, 2019
Instrument	2019R14535

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R14391
Date	Aug 7, 2023
Instrument	2023R14391

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R24931
Date	Jul 3, 2012
Instrument	2012R24931

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2042

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R05693
Date	Feb 11, 2008
Instrument	2008R05693

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2038

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R11925
Date	Mar 5, 2009
Instrument	2009R11925

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2039

Interest

Rate Type	Fixed Rate

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R08412
Date	Mar 15, 2007
Instrument	2007R08412

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2037

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 28, 2026
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Document Number	0000009119
Instrument Date	May 21, 2026
Instrument	20269119
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,507.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388

Mortgage

Document Number	0000009120,
Date	May 28, 2026
Instrument	20269120

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 14, 2021
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Document Number	2021R33692
Map Reference	DOC 2005R43529
Instrument Date	Dec 10, 2021
Instrument	2021R33692
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R33693
Date	Dec 14, 2021
Instrument	2021R33693

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 8, 2018
Property Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388
Document Number	2018R11795
Map Reference	DOC 2005R43529
Instrument Date	Jun 8, 2018
Instrument	2018R11795
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2505 CENTENNIAL DR, SPRINGFIELD, IL 62711-6388

Mortgage

Document Number	2018R11796
Date	Jun 8, 2018
Instrument	2018R11796

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	New Berlin CUSD 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,413.00 (+5.32%) Homeowner's exemption	$171,868 (+7.22%) Land $27,665 Building $144,203	$515,604 (+7.22%) Land $82,995 Building $432,609
2024	$10,837.00 (+8.7%)	$160,295 (+15.41%) Land $25,802 Building $134,493	$480,885 (+15.41%) Land $77,406 Building $403,479
2022	$9,970.00 Homeowner's exemption	$138,887 Land $22,356 Building $116,531	$416,661 Land $67,068 Building $349,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1994–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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