2505 Baldwin Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2505 Baldwin Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,440 sqft · built 1979
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jun 2019)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-12-457-006`

Property Details

APN / Parcel Number

Primary APN	`14-12-457-006`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	1,992 sqft
Basement Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2505 BALDWIN RD
City	MCHENRY
State	IL
Zip	60050-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0018192 LT 6 BLK 9 ORCHARD HEIGHTS ON THE FOX
Legal Range	08E
Legal Township	44N
Legal Section	12
Legal Subdivision	ORCHARD HEIGHTS ON THE FOX
Legal Block	9
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1009
Census Tract	870810

Owner

Source: McHenry County records · APN 14-12-457-006

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2505 BALDWIN RD, MCHENRY, IL 60050-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2022	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP
Sep 25, 2018	Warranty Deed, Transfer · Line of Credit JOAN COURIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2019R0018192
Record Updated	Jun 07, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2505 BALDWIN RD, MCHENRY, IL 60050-8102
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034081
Date	Oct 04, 2022
Instrument	2022R0034081

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 03, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 20, 2019
Property Address	2505 BALDWIN RD, MCHENRY, IL 60050-8102
Document Number	0000018192
Map Reference	MB12 PG4 DOC283178
Instrument Date	May 24, 2019
Instrument	2019R0018192
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 W ALGONQUIN RD # RD7254, 801, ALGONQUIN, IL 60102-2483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 BALDWIN RD, MCHENRY, IL 60050-8102

Mortgage

Document Number	0000018193
Date	Jun 20, 2019
Instrument	2019R0018193

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 25, 2018
Property Address	2505 BALDWIN RD, MCHENRY, IL 60050-8102
Document Number	0000032937
Instrument Date	Aug 30, 2018
Instrument	32937
Transaction Type	Transfer
Record Updated	Dec 03, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 W ALGONQUIN RD #7254 ALGONQUIN IL 601021007, 7254, ALGONQUIN, IL 60102-1007

Mortgage

Document Number	38256
Date	Sep 25, 2018
Instrument	38256

Lender

Name	JOAN COURIS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$47,691 Land $5,374 Building $42,317	$143,073 Land $16,122 Building $126,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 100 locations within half a mile of this property.

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