Upshur County property record for 2505 Aspen Trl, Gilmer, TX 75644 · Last verified January 2026
| Property Type | Residential > Specialized > Other |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 4,594 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,541.00 (2025) |
| Primary APN | 001U-S02-000-203-1 |
|---|---|
| Alternative APN |
|
| Building Area | 4,594 sqft Total Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 001U-S02-000-203-1 |
|---|---|
| Street Address | 2505 ASPEN TRL |
| City | GILMER |
| State | TX |
| Zip | 75644-8017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Other |
| Legal Description | ABS A1 DAVENPORT, J B B,TRACT 203-1, 1.0 ACRES & HOUSE |
| Legal Tract | 1-203 |
| Jurisdiction | UPSHUR TX |
| Minor Civil Division | GILMER |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 950302 |
Source: Upshur County records · APN 001U-S02-000-203-1
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jul 23, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) THE FIRST NATIONAL BANK OF GILMER |
| Apr 30, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jun 29, 2026 |
| Property Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Document Number | 0000004416 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20264416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Document Number | 0000004416, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20264416 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Rate | 5.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0201904699 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 201904699 |
| Name | THE FIRST NATIONAL BANK OF GILMER |
|---|---|
| Type | Bank |
| Address | GILMER, TX 75644 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 18, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 18, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.35% |
| Max Rate At Change | 2% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 16% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2505 ASPEN TRL, GILMER, TX 75644-8017 |
| Document Number | 0202502598 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 202502598 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2025 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,541.00 (-30.49%) Homeowner's exemption | $223,520 (+11.86%) Land $35,900 Building $187,620 | $223,520 (+11.86%) Land $35,900 Building $187,620 |
| 2023 | $199,820 Land $24,000 Building $175,820 | $199,820 Land $24,000 Building $175,820 | |
| 2022 | $2,217.00 |
2505 Aspen Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Upshur County (48459C), updated October 19, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 27th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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