2505 Adele St, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2505 Adele St, Saint Paul, MN 55109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1996
Lot Size	0.252 acres (10,960 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Apr 1998)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-22-24-0073`

Property Details

APN / Parcel Number

Primary APN	`09-29-22-24-0073`
Alternative APNs	`8109363` `131238`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,046 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,960 sqft (0.252 acres)
Lot Dimensions	137 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	131238
Street Address	2505 ADELE ST
City	SAINT PAUL
State	MN
Zip	55109-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLELEAF ESTATES,SECOND ADDIT LOT 3 BLK 1
Legal Range	22
Legal Township	29
Legal Section	09
Legal Subdivision	MAPLELEAF ESTATES,SECOND ADDIT
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2003
Census Tract	42301

Owner

Source: Ramsey County records · APN 09-29-22-24-0073

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2505 ADELE ST, SAINT PAUL, MN 55109-1971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 1998 · Amount on Record
Deed Sale	Apr 27, 1998 · Amount on Record
Deed Document Number	1998253780
Last Transfer Date	Jan 19, 2016
Transfer Doc	0004596822
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	May 15, 2026
Property Address	2505 ADELE ST, SAINT PAUL, MN 55109-1971
Document Number	0A05106114
Instrument Date	May 13, 2026
Instrument	20265106114
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	May 15, 2026
Property Address	2505 ADELE ST, SAINT PAUL, MN 55109-1971
Document Number	0T02815920
Instrument Date	May 13, 2026
Instrument	20262815920
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2505 ADELE ST, MAPLEWOOD, MN 55109-1971
Transaction Type	Mortgage
Record Updated	Jan 02, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05091086
Date	Dec 26, 2025
Instrument	A05091086

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2505 ADELE ST, MAPLEWOOD, MN 55109-1971
Document Number	0004795452
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 ADELE ST MAPLEWOOD MN 551091971, MAPLEWOOD, MN 55109-1971

Mortgage

Document Number	0004795452
Date	Jan 30, 2020
Instrument	4795452

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,400 (-1.34%) Land $58,500 Building $390,900	$449,400 (-1.34%) Land $58,500 Building $390,900
2025	$6,476.00 (+5.44%) Homeowner's exemption	$455,500 (+5.88%) Land $58,500 Building $397,000	$455,500 (+5.88%) Land $58,500 Building $397,000
2024	$6,142.00 (+8.71%)
2023	$5,650.00 Homeowner's exemption	$430,200 Land $58,500 Building $371,700	$430,200 Land $58,500 Building $371,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271230423012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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