San Joaquin County property record for 2504 Waterloo Rd, Stockton, CA 95205
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,130 sqft · built 1980 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,050 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2019 Construction Loan |
| Flood Zone | Zone X (reduced by levee) |
| APN | 143-040-530-000 |
| Primary APN | 143-040-530-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,130 sqft Gross Area |
| 1st Floor Area | 2,130 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Old Parcel Number | 143-040-53 |
|---|---|
| Street Address | 2504 WATERLOO RD |
| City | STOCKTON |
| State | CA |
| Zip | 95205-2919 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CG |
| Legal Description | 2000-FM 143-040-40/41/42 PER 00026774 |
| Legal Subdivision | GRAY ACRES |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1700 |
2504 Waterloo Rd, a commercial property, is owned by two individuals who acquired it in July 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2504 WATERLOO RD, STOCKTON, CA 95205-2919 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000060666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 13, 2023 |
| Property Address | 2504 WATERLOO RD, STOCKTON, CA 95205-2919 |
| Document Number | 0000105207 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023-105207 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 S OLIVE AVE, STOCKTON, CA 95215-5832 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2504 WATERLOO RD, STOCKTON, CA 95205-2919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000150971 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-150971 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STOCKTON, CA 95207 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2504 Waterloo Rd was $5,050, up 2.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,050.00 (+2.85%) | |
| 2025 | $4,910.00 | $387,600 Land $153,000 Building $234,600 |
| 2023 | $3,112.00 (+2%) | $239,772 Land $158,107 Building $81,665 |
| 2022 | $3,051.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2504 Waterloo Rd in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2504 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
May also be available: Ayera Technologies, ezWave, Verizon.
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