2504 Waterloo Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2504 Waterloo Rd, Cedar Falls, IA 50613

Property Summary

Property TypeOffice Building
Details2,540 sqft · built 1990
Lot Size0.293 acres (12,763 sqft)
OwnerCompany Name on Record
Tax Bill$8,338 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-18-376-011

Property Details

APN / Parcel Number

Primary APN8913-18-376-011

Interior

Units2 Units
Stories1 Story
Building Area2,540 sqft Gross Area
1st Floor Area2,540 sqft
Basement Area1,078 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialVinyl
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialShingle
Lot Area12,763 sqft (0.293 acres)
Lot Dimensions110 ft deep x 116 ft wide
PorchSlab
Deck Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2504 WATERLOO RD
CityCEDAR FALLS
StateIA
Zip50613-4441
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionUNPLATTED CF PART SE SW SEC 18 T 89 R 13 COM ON ELY LINE HWY 218 A DIST OF 366.4 FT SELY FROM INTERS OF NELY LINE HWY 218 & N
Legal Range13W
Legal Township89N
Legal Section18
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group5
Census Block5015
Census Tract2400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4228 DAINA DR, CEDAR FALLS, IA 50613-5790
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2504 WATERLOO RD, CEDAR FALLS, IA 50613-4441
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000006160
DateOct 2, 2019
Instrument202000006160
Lender
NameFARMERS STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,338.00 (+10.2%)$350,660 (+10.01%) Land $76,580 Building $274,080$350,660 (+10.01%) Land $76,580 Building $274,080
2024$7,566.00 (+13.81%)
2023$318,750 (+14.84%) Land $44,670 Building $274,080$318,750 (+14.84%) Land $44,670 Building $274,080
2022$6,648.00$277,570 Land $38,280 Building $239,290
2021$277,570 Land $38,280 Building $239,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1993–1999)
Most Recent ClaimJul 1999 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Waterloo Rd

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