2504 W End Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2504 W End Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$265,500 (Oct 2019)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0103-0001-0510`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0103-0001-0510`
Alternative APN	`263027010300010510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2504 W END DR
City	SAINT CLOUD
State	FL
Zip	34772-8286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK WEST PB 27 PGS 9-11 LOT 51
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	DEER CREEK WEST
Legal Lot Number	51
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records · APN 27-26-30-0103-0001-0510

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2504 W END DR, SAINT CLOUD, FL 34772-8286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	2019137414
Deed Book / Page	5610 / 2928
Record Updated	Sep 20, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 23, 2019
Property Address	2504 W END DR, SAINT CLOUD, FL 34772-8286
Document Number	0056102928
Book / Page	5610 / 2928
Map Reference	MB 27 PG 9
Instrument Date	Oct 15, 2019
Instrument	2019137414
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,858.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 W END DR, SAINT CLOUD, FL 34772-8286

Mortgage

Document Number	0056102929
Date	Oct 23, 2019
Instrument	5610/2929

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,977.00 (+6.19%) Homeowner's exemption	$265,084 (+5.99%)	$339,700 (-4.2%) Land $72,000 Building $267,700
2023	$3,745.00 (+3.57%) Homeowner's exemption	$250,111 (+3%)	$354,600 (+22.83%) Land $65,000 Building $289,600
2022	$3,616.00 Homeowner's exemption	$242,827	$288,700 Land $60,000 Building $228,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 257 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.