2504 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2504 Stone Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1974
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2022)
Tax Bill	$3,981 (2026)
Deeds & Mortgages	May 2023 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-015149`

Property Details

APN / Parcel Number

Primary APN	`03-015149`
Alternative APNs	`3015149` `015149`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Total Area
Utility Area	432 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	015149
Street Address	2504 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 1.10 ACS N/S STONE RD 13-61 HIDDEN OAKS
Legal Subdivision	HIDDEN OAKS
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2005
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2504 STONE RD, WESTMINSTER, MD 21158-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 28, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Jun 26, 2001 · Amount on Record
Deed Book / Page	10653 / 227
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	0106530227
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2504 STONE RD, WESTMINSTER, MD 21158-1826
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110340405
Date	May 19, 2023
Book Page	11034/405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 28, 2022
Property Address	2504 STONE RD, WESTMINSTER, MD 21158-1826
Document Number	0106530227
Book / Page	10653 / 227
Map Reference	MB 13 FO 61
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PT TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 STONE RD, WESTMINSTER, MD 21158-1826

Mortgage

Document Number	0010653234
Date	Jan 28, 2022
Instrument	10653/234

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,981.00 (+8.39%)	$350,133 (+8.53%)	$405,200 (+25.6%) Land $151,000 Building $254,200
2025	$3,673.00 (+16.46%)	$322,600 (+15.54%) Land $126,000 Building $196,600	$322,600 (-) Land $126,000 Building $196,600
2023	$3,154.00	$279,200	$322,600 Land $126,000 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Quantum Internet & Telephone, T-Mobile, Xfinity.

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