Montgomery County property record for 2504 Spencer Rd, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,778 sqft · built 1956 |
| Lot Size | 0.214 acres (9,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Mar 2013) |
| Tax Bill | $7,954 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01156904 |
| Primary APN | 13-01156904 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 590 sqft |
| Finished Basement | 590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,302 sqft (0.214 acres) |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01156904 |
|---|---|
| Street Address | 2504 SPENCER RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | ROCK CREEK FOREST SE C 2 |
| Legal Subdivision | ROCK CREEK FOREST |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 702700 |
2504 Spencer Rd is owned and occupied by two individuals who bought it in March 2013.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2504 SPENCER RD, SILVER SPRING, MD 20910-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on File |
| Deed Sale | Mar 12, 2013 · Amount on File |
| Prior Sale | Oct 1, 1998 |
| Deed Book / Page | 46280 / 196 |
| Transfer Doc | 0000128024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2504 SPENCER RD, SILVER SPRING, MD 20910-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0637270167 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 63727/167 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 2504 Spencer Rd was $7,954.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,533 (+1.7%) | $703,100 (-) Land $382,200 Building $320,900 | |
| 2025 | $7,954.00 | $679,967 | $703,100 Land $382,200 Building $320,900 |
| 2023 | $628,433 | $668,400 Land $382,200 Building $286,200 | |
| 2022 | $6,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2504 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2504 Spencer Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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