Yellowstone County property record for 2504 Rancho Rd, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,254 sqft · built 1957 |
| Lot Size | 0.216 acres (9,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,970 (May 2026) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A130860 |
| Primary APN | 000A130860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 966 sqft |
| Unfinished Basement | 322 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,411 sqft (0.216 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2504 RANCHO RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | RAINBOW SUBD, S35, T01 N, R25 E, LOT 19 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | RAINBOW SUBD |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1300 |
2504 Rancho Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit BILLINGS FCU |
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 14, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Deed Document Number | 20264134326 |
| Prior Transfer Date | Jul 8, 2025 |
| Prior Transfer Doc | 0004107306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004027055 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 4027055 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 21, 2026 |
| Property Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Document Number | 0004134326 |
| Instrument Date | May 21, 2026 |
| Instrument | 20264134326 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Document Number | 0004134326, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20264134326 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 14, 2025 |
| Property Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Document Number | 0004107306 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 4107306 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2504 RANCHO RD, BILLINGS, MT 59102-1543 |
The 2025 property tax bill for 2504 Rancho Rd was $2,138, down 21% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,100 (+2.96%) Land $57,378 Building $283,722 | $341,100 (+2.96%) Land $57,378 Building $283,722 | |
| 2025 | $2,138.00 (-21.02%) | $331,300 Land $57,378 Building $273,922 | $331,300 Land $57,378 Building $273,922 |
| 2024 | $2,707.00 (+10.18%) | ||
| 2023 | $2,457.00 | $275,400 | $275,400 Land $54,494 Building $220,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2504 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Apr 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2504 Rancho Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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